Client Advice Process

We begin with an introductory conversation to help me begin to learn about your needs, concerns and challenges and what you are looking for in a financial advisor. Then I describe for you my background, philosophy and process. Our goal is to reach a mutually agreeable decision on whether or not we should move forward together.

Our second meeting helps us create a much more in-depth picture of your current situation, your financial history and where you want to be five and ten years from now. I want to fully understand who you are and the goals you have for yourself and for those who are close to you. We also spend considerable time exploring your perspective on risk and how you balance risk and reward. Our purpose is to make sure we reach a solid understanding of what we can do to help put you on track to work towards achieving your goals while aiming to reduce any potential anxieties you may have.

During prototype development, I organize the information gathered during our in-depth discussion and use our Envision^® tool to analyze what we learned. I also review your current holdings, looking particularly at allocation alternatives and tax considerations.

During implementation planning, I take the results of our work together in step 4 and help develop an integrated strategy and action plan to move forward with implementing the plan you designed.

Step 6 provides an opportunity to review what we have done thus far, including your integrated strategy and action plan. Our goal is to provide you with everything you need to know so you can be comfortable in your decision to move forward.

Our next step involves carefully preparing the documents needed to implement your strategy, making certain that everything is completed and ready for your signature – in other words, we strive to get it right the first time.

After our first few minutes of reviewing and signing various forms and agreements, we guide you through the process of setting up online access to your account(s) and then give you a tour of what you will find there. We want you to leave our office with your login and password set up, hands-on experience logging into your account and a basic understanding of how to navigate the information provided. We also aim to schedule your new client orientation meeting within 3 months.

At our new client orientation meeting we begin by reviewing everything we have done to set up your investment strategy as well as identify any further steps needed to complete your action plan. We review accessing your account online, with particular attention to your online Envision plan. We also go over the statements you have received to make certain you understand how to find the information you need.